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MicroFinance Institutions Network : ウィキペディア英語版
MicroFinance Institutions Network

Microfinance Institutions Network (MFIN) is an association for the microfinance sector in India. Its member organizations constitute the leading microfinance institutions in the country.
==Business model==
MFIN was created to promote the key objectives of microfinance, which is to help economically under served communities achieve greater financial independence and build sustainable livelihoods. MFIN seeks to work closely with regulators and other key stakeholders to achieve larger financial inclusions goals through microfinance.〔
MFIN is a primary representative body and the Self-Regulatory Organization (SRO) for Non Banking Finance Companies (NBFC) Microfinance Institutions (MFIs) regulated by the Reserve Bank of India (RBI). MFIN currently has a membership of 42 NBFC MFIs, which on an aggregate basis constitute over 89% of the microfinance business in India.〔
The core areas of work for MFIN are Self Regulation, Policy Advocacy and Development.〔
MFIN's internal whistle-blowing mechanism tries not to charge beyond RBI suggested rates from its Member Micro Finance Institutions. This is to ensure there is no more possibilities of charging high rate of interest rates. RBI has set a cap on the lending rate of MFIs at 26 per cent per annum and a margin cap of 12 per cent over their cost of funds, whichever is lower.
Currently MFIN member organizations consist of 42〔MFIN microscape, www.mfinindia.org〕 of the leading NBFC/MFIs whose combined business constitutes over 90% of the Indian microfinance sector excluding SHGs.〔

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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